Is A Reverse Mortgage Right For You?

Palm Coast, Ormond Beach, St. Augustine, and all of Florida

While reverse mortgages are not for everyone, they have helped thousands of senior citizens become stress free by utilizing the different strategies a reverse mortgage offers. We are located in beautiful Palm Coast, Florida, and if you are considering a reverse mortgage, we would be more than happy to visit with you in the privacy of your home and provide you with a free, no obligation, consultation. You will learn about how the process works, the various strategies available, and have the opportunity to address all of your questions and concerns. We have been in the reverse mortgage business for many years, we are local, and we are here to help. So please contact us today, you'll be very glad you did.

Why Choose A Reverse Mortgage?

Today's Federally-backed HECM (Home Equity Conversion Mortgage) is as safe a product as there could ever be.

Here are some examples of how many people take advantage of the equity in their home with a HECM loan:

• You can use a reverse mortgage to pay off an existing mortgage, eliminating your monthly payment and potentially freeing up hundreds of dollars every month to spend as you choose. And you don't have to pay it back until you are no longer a permanent resident of the home.
• You can convert the existing equity in your home into a monthly payment, adding hundreds of dollars to your income. Now you can buy that special boat, or join the Country Club of your choice, or take that trip abroad you have always dreamed of.
• You can use a HECM when relocating to purchase a larger home and also keep a portion of the proceeds of the sale of your home as liquid savings. This is referred to as a HECM for purchase, or H4P transaction.